Privacy Policy
Last Updated: 2025.08.15
Introduction
Welcome to ownorent.com. This Privacy Policy explains how ownorent.com ("we," "us," or "our") collects, uses, and protects your information when you use our website (the "Service").
By using our Service, you agree to the collection and use of information as described in this Privacy Policy. If you do not agree to this Policy, please stop using our website immediately.
Information Collection and Use
We value your privacy. To improve your experience, we may collect certain information through cookies or website logs. This is mainly to optimize our services and enhance user satisfaction.
The types of data we collect include:
1. Log Data
When you visit our Service, our servers may automatically receive and record information that your browser sends, such as your computer's IP address, browser type and version, the pages you visit, the time and date of your visit, the time spent on those pages, and other anonymous statistics.
2. Calculator Data
Any information you enter into our calculators (such as the "Rent vs Buy Calculator" or the "Loan Payment Calculator") is used solely for the purpose of performing calculations and displaying the results to you.
We do not store, save, or share any data entered into the calculators. All calculations are processed locally in your browser and are discarded immediately when you leave or refresh the page.
3. API Usage Data
When you use our public APIs, we process your calculation requests in real-time to provide you with results.
No API request data is stored on our servers. All calculations are processed immediately and no user data is retained.
Cookies and Advertising
Cookies are small data files stored on your device, often used to anonymously identify users, remember preferences, and improve browsing experiences.
Our website may use cookies to improve user experience, analyze site performance, and deliver more relevant content and advertisements. Some cookies may be used for personalized advertising, meaning ads that are tailored to your interests and browsing history.
We may work with third-party advertising providers. These providers may use cookies or similar technologies to display ads based on your past visits to our website and other websites across the internet.
You can choose to disable cookies through your browser settings; however, some features of our Service may not function properly without them.
For users in the European Union (EU), we display a cookie consent notice when you first visit our website. You can choose to accept or reject cookies, including those used for personalized advertising.
Data Retention
We do not retain any personal or non-personal data entered into our calculators. All calculations are performed locally in your browser and are deleted immediately once you leave or refresh the page.
Security
We value your trust. While we do not collect personal financial data from our calculators, we take commercially reasonable measures to protect any anonymous data we do collect. However, no method of internet transmission or electronic storage is 100% secure, and we cannot guarantee absolute security.
Links to Other Sites
Our Service may contain links to other websites. If you click on a third-party link, you will be directed to that site. Please note that these external sites are not operated by us, and we are not responsible for their content, privacy policies, or practices. We encourage you to review the privacy policy of every site you visit.
Children's Privacy
Our Service is not directed toward children under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If we discover that a child under 13 has provided personal information to us, we will delete it immediately. If you are a parent or guardian and believe your child has provided us with personal information, please contact us so we can take appropriate action.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We encourage you to review this page periodically for any changes. Updates to this Privacy Policy will be effective immediately upon posting.
Contact Us
If you have any questions or suggestions regarding this Privacy Policy, please contact us by email.